About Us

federal crop story

Federal Crop Agency’s founder, Billy Ray, started Federal Crop Agency after WWII where he was a bomber pilot. He had some incredible experiences in the war, and wrote a book about them. We are linking it HERE if you want to read about it!

In the 1980’s, Billy dedicated himself to crop insurance. Billy helped build the foundation of crop insurance to what it is today, by working with policy makers in Washington DC to help create good risk management policies for growers.

Founder: Billy G. Ray

In 1995, Billy Ray brought in his son, Chris Ray, to share in the business’ of working hard to help the program be successful for our farmers. Continuing this mission, of helping to provide the best risk management possible was important to Billy, and he passed that same desire and passion on to his son, Chris Ray. 

Federal Crop Agency has been around ever since! From the industry changes, to economy changes, not to mention weather! Billy Ray, and then his son, Chris Ray, have dedicated a huge piece of their lives to crop insurance and the customers they served.

Chris Ray

Federal Crop Agency, is dedicated to continuing to serve the agriculture community for years to come. In the dedication to this mission, Chris Ray, sold the agency to a long term friend in Crop Insurance, Nicholle Renshaw. She has worked in crop insurance since 2006 and with Federal Crop Agency since 2011 in many different capacities. Nicholle is dedicated to carrying on the passion for agriculture and commitment to customer service that Federal Crop Agency has built its legacy on. 

Federal Crop Agency is still here, and we will be…year after year, standing beside you, to weather the storm together!

Nicholle Renshaw & Chris Ray

meet our team

Chappell, NE

mARCH 13 cHRIS PHOTO

Chris Hadden

I graduated from Kearney State College in 1981. I then sold Life and Health Insurance for Mutual of Omaha for two years. I started in the Crop Insurance Business in Sidney, NE, in August of 1983. Then I started with Federal Crop Agency in Chappell, NE, in August of 1987. Sold and serviced crop insurance for the Federal Crop Insurance Corporation until 1993. From 1993 till the present time, I’ve been associated with the private Crop Insurance Industry. My hobbies include spending time with my kids and grandchildren. I’ve always been a huge sports fan. I have 2 kids and 6 grandkids. They reside in Omaha, NE.

Chris Ray

Chris Ray

Chris Ray joined Federal Crop Agency in 1995, working alongside his father and founder, Billy Ray, to support farmers through strong risk management solutions. Carrying forward Billy’s commitment to service and agricultural success, Chris dedicated himself to helping producers navigate changing weather, markets, and regulations. In 2022, Chris passed the reins to longtime friend and crop insurance expert Nicholle Renshaw, selling the agency but continuing to serve in a consulting role at the Chappell office. His decades of experience and passion for the industry remain vital to the agency’s legacy.

Connie Carter

Connie Carter

I have worked at Federal Crop Agency in Chappell for over 30 years. I answer phones, process data, and file papers. I enjoy getting to know insureds and helping them with their insurance needs. My husband and I have two children and four grandchildren. We raise dryland wheat and corn. We enjoy watching the University of Nebraska sports teams, camping, and family activities.

Tina Davis

Tina Davis

Hi, my name is Tina. I am located in the Chappell office. I have been with Federal Crop Agency for 5 years. I enjoy when our insureds come in, getting to visit with all of them to see how their crops, livestock, pastures are doing and just getting to know them. I am usually the 1st person they see when our insureds walk in the door, I help the insureds with what they need, I mainly process the sales, acres, production, anything that needs entered into the computer.

Before crop insurance, I worked in a nursing home for 20+ years. I am originally from central Nebraska. I have three wonderful grown children, Tyler, Heather, and Austin, a son-in-law and a daughter-in-law, and I have three beautiful granddaughters and am expecting another grandchild!

I enjoy spending time with my family, making memories, going on Cruise Ships, the beach, gardening, vacations, bonfires.

Chappell, NE & Sidney, NE

Anne Rexroth

Anne Rexroth

Anne Rexroth has called Cheyenne County home for 20 years. Her extensive background with cattle, being raised in Northeast Colorado on a cow-calf operation of her parents George Kerst and Mary Ann Bledsoe. Ryan comes from deep farming roots in the Gurley area, while continuing his own path as a chemical applicator. Oldest daughter, Josette, is very active on the swine show circuit and Sidney High School Girls Golf. And recently been selected to serve on the 2025 Nebraska Swine Circuit Junior Board. With the youngest of the girls, Libby, starting to build a herd of show goats.

Norfolk, NE

Teresa Matthies

Teresa Matthies

Teresa has been with Federal Crop Agency for 36 years and has built a remarkable career serving the Norfolk community. A lifelong Norfolk resident, she grew up around agriculture and still has family farming in the area today. Teresa’s deep roots in the community and commitment to her customers make her a trusted and dependable agent. She puts her client’s needs first in everything she does and plays a vital role in supporting the Federal Crop Agency team. Her dedication and experience continue to be a key part of the agency’s success.

Aberdeen, SD

Sheryl Kraft

Sheryl Kraft

Sheryl grew up in Aberdeen and now lives in Ipswich with her husband and three boys. She has been a crop insurance agent since 2019, bringing over a decade of prior experience from her time with the Farm Service Agency (FSA). Sheryl is a passionate advocate for her customers, using her deep understanding of government programs to help them navigate the complexities of crop insurance. Her FSA background is a true asset, allowing her to provide knowledgeable, personalized service that her clients can trust.

Jay Behrends

Jay Behrends

Jay is based in Aberdeen, SD and is a proud father to Zachary(22), Noah(21), Ashlyn(17) and their Golden Retriever Jax(6). His favorite past times are anything with kids and friends ranging from hunting, attending various sporting events and riding motorcycle.

Jay’s career started with working on his family’s farms which led to his passion for agriculture and obtaining his Ag Business Degree from South Dakota State University.

His roles ranged from Ag Banker, Financial Officer to leading a Crop Insurance region of Agents. Jay has accumulated over 25 years of experience as a Crop Insurance Agent as well as 25 years working in an ag lending capacity.  Jay joined the Federal Crop Agency in January of 2023. He is a dedicated advocate for farmers’ overall financial picture and utilizes his diverse experience to add value for our customers on a daily basis.

Jay is committed to serving our customers and securing their futures with crop insurance and tailored risk management solutions that are the best for their bottom line and the future of their operations.

Sterling, CO

Vicki Frick

Vicki Frick

I have been an agent at Federal Crop Agency in Sterling for 10 years and I love my job. I work with a great team of people! There is a wealth of knowledge through this agency. I am so thankful for the opportunity to work with them.

The best part, though, is getting to work with our farmers, the heart of our country. Working to help these people to get the right coverage is a great feeling. I grew up spending part of my summers on the family farm. I saw how hard and stressful a job it was, especially at harvest time. I am blessed to be able to serve our farmers.

My husband Rob, and I live in the Lone Star Community. Together we have 8 children and 26 grandchildren. Family get-togethers can be a really fun time.  I love the time I get to spend with them. It is the best!

Alana Harty

Alana Harty

I was born in Hawaii and traveled the country with my parents and siblings wherever my U.S. Navy dad’s orders landed us. After his retirement in 1974, we moved “home” to the Lone Star community in northeastern Colorado, where my mom grew up. My dad grew up in the Wray area.

I graduated from Lone Star High School and married my high school sweetheart. He was involved with his family farm with his grandpa and uncle. I have been involved with agriculture one way or another ever since. Our three children were active on the farm with field work and 4-H animals. Our youngest even received his American degree.

Aside from my love of the land, I enjoy travelling with my husband, cooking, reading, and doing anything with our grandchildren. Grandkids are awesome!

I came to Federal Crop in 2016, after driving a school bus for 30 years. It is such an honor and a pleasure working with and for our farmers, who are truly the salt of the earth.

Ready to achieve peace of mind knowing you have protection?
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